Used Car Online – Buy Through Auto Portals

According to some studies people do search online for the cars and bikes they want to buy. Auto portals offer the facility to buy used car online.

The growing income of the Indian middle class is helping the Indian auto market grow like never before. After the pay raise of the government staff in 2009, millions of Indians suddenly had more money in their hands. It resulted in unexpected demand for 4-wheeler in the year 2009. The Indian auto market grew when most of markets of the developed nations have been stagnant. Soon the Indian auto market is expected to become bigger than the market of Japan. For the first time the production volume of India’ leading car maker Maruti Suzuki is higher in 2009 than that of Japanese car maker Suzuki. It is a sign of the times to come.

Online auto portals are offering users various choices to do research on various cars sold in the market. According to some research a sizable number of people who buy 4-wheelers first do some research online. Detailed information on portals help users understand the positive and negative aspects of the cars they intend to buy. Now days many people prefer to buy cars online.

Car buyers can apply online for buying any model of their choice. They have to just fill in their details on a site, and the person concerned on that site takes that info to auto dealers who call the users to verify the facts and then try to sell the vehicle to them. If any perspective buyer wants car loan then these sites also provide the loan facility. It is done after having some kind of tie up with some financial institution.

To buy any used car online you need to go online and check the listings of used cars on auto portals. You can choose to contact owner of any used car listed online if you like it.

This way you can easily buy used car online.

No Free Lunches While Choosing Car Insurance

In the cut-throat automobile market, it is not uncommon to hear a car dealer offering free insurance cover on the vehicle or charging as little as a rupee.

While this may seem as an attractive proposition initially, you may have to feel the pinch later. Dealers offering car insurance for free or for a nominal amount at the time of purchase are not likely to offer you a good deal on renewal of the policy cover.

Car dealers get a commission for selling a particular insurance company’s policy. Both small and big insurers have agreements with various car dealers for selling their motor insurance policies.

While the big players in the motor insurance segment have been following this practice for long, small and mid-sized insurers are following suit only now.

Once the car insurance policy is sold, the insurance firm passes on the commission cost, which it has to pay to the dealer, to the policyholders as a premium cost.

Consequently, policyholders have to pay a higher amount than the normal premium when the time for policy renewal arrives.

The normal premium for a car insurance policy depends on the location, the make of the vehicle, its age and claims history. At the time of renewal, car dealers load the commission cost they are to get from the insurer with the premium amount.

As a result, policyholders do not get the full discount offered by the insurance company when they buy the policy from a dealer.

Following detarrification in the general insurance segment, even the channel through which the policy is acquired is also making a difference.

“The burden of the overriding commission cost goes to the customer. As this practice is followed by almost all general insurers with a motor insurance portfolio, customers must show more discretion before signing the dotted line. Moreover, it is important that they opt for a policy offered by a financially sound insurance firm with a good claims history”, says Sourav Acharya, Insurance Consultant, Bajaj Allianz General Insurance.

10 Easy Steps to Find the Best Used Car Deal

The used car market in India has been experiencing rapid growth. As more models enter the Indian market, the old ones get older. Buying a new car, using it for a while and then going in for a newer model seems to be latest trend in the country. This has not only boosted new car sales but also promoted the used car market in India. This article offers 10 easy steps to finding the best used car deal.

The competition in the used automobile industry in India gets fiercer by the day with a host of options at the car buyer’s disposal. It is the buyer’s market here, and not the seller’s. There are plenty of used cars for sale as well as an ample number of used car sellers in India. However, there are certain aspects that need to be considered before going for the final buy.

  1. Know Your Needs:Do you know what car you need to go for? What’s your budget? If yours is a small nuclear family, a small car like the Maruti Suzuki Alto or Chevy Spark can be great. However, if buying a giant vehicle for a typical Indian family that’s real huge is your purpose, go for a second-hand MUV something like the Toyota Innova that’s big enough to accommodate 7 to 8 people with ease. Bottom line: Scrutinizing your needs has to be the first step.
  2. A Thorough Online Research:Now that you know what car to buy, go through the Internet for car reviews and testimonials written by Indian consumers pertaining to the model you’ve chosen. That will give you cues about the viability of the car on the Indian roads. Also, plenty of web sites give the market value of the second-hand car you’re looking to buy with year of manufacture and other details. Go through as many web sites as you can to get a fair idea about the models reliability and its demand in India.
  3. Trusted Sellers Only:The Internet sure gives you a wide choice of used car sellers in your area, be it any nook or corner in India. It is, however, very important to buy from an authorised or trusted seller. Go through the popular web car portals in India that give you enough information that will help you make an informed decision about the used car dealer you need to choose. If you already know of a friend or relative who’s bought an old car from a dealer in your city, you may ask that person for a second opinion.
  4. Branded Used Car Outlets:These days, almost every auto major in India like Maruti Suzuki, Toyota Kirloskar Motor, Honda Motor Co and Hyundai Motor India Limited has their authorised used car sales units. Buying your car through these outlets can mean an almost hassle-free process with car financing, auto insurance, service and quality pre-owned cars.
  5. The Used Auto Loan:In case you’re incapable of making the entire payment at once, there’s always the option of going for a car loan. Here again, check the rates on the internet. The used car loan rate in India may vary based on the model you’ve chosen, the year of manufacture and the sum for which you require a loan.
  6. Test Drive:If possible, test drive the car you’ve shortlisted. This may not be possible always though. When you test drive the car, you may be able to identify flaws in the car’s working. You can also assess the car’s condition, mileage and performance.
  7. Check the Documents:If you’ve made up your mind to go for a particular car, don’t forget the papers. Check all the documents like the RTO tax receipt, original registration certificate in India, auto insurance papers, original invoice and the service bills of the automobile.
  8. The Stolen Car Market:Stolen car business also seems to be flourishing in India these days. Beware of stolen cars. A tampered odometer and incorrect documents are the most noticeable indications of stolen cars in India. Take help from a trusted local mechanic before finalizing the used car deal.
  9. Negotiate:There is no charity being done by a car seller. He will make sure he gets his profit. So, you need to make sure your negotiation skills work best at this time. Bargain can help you get the best used car deal.
  10. Paperwork:Once the deal is finalized, take time to fill out all paper work and complete all legal formalities.

Infiniti Automobiles and Dealers

There are a large number of cars available; however, there are premium automobiles that fall under the luxury segment of Nissan Motors. Driving your sleek vehicle is just everyone’s dream and when an individual is considering buy one there could be worry marks that may appear. While an individual is considering buying Infiniti Automobiles, they are making a considerable investment to own the vehicle. Therefore, it is highly imperative to figure out all the details if you are not much aware about such premium brand vehicles, their models and dealers. For this reason, finding an authentic and legitimate Infiniti dealer is not a difficult task and you should not be worrying about it at all.

The Infiniti web portal is one of the best means via which you can easily find out about the dealers operating all around the globe and especially in the region you are living. You can acquire all the information about them and for this; you only have to enter the zip code. Moreover, you can also browse through the World Wide Web, yellow pages, and different business directories to locate Infiniti dealers and their contact details. As soon as you are able to locate the dealers, you can perform a little research on your part knowing about the different models and their prices. You can easily retrieve all such information from the Infiniti website and you will be provided with all the details related to the models that are currently available. In addition, you will also come across different reviews and testimonials that are provided by the third parties.